Home and renter’s insurance plans cover liabilities such as damage to property, belongings, life, or accidents that may take place in your home or any property that you are renting. Auto insurance programs protect your vehicle inside and out including passengers in the event of an accident.
You can choose the type of auto insurance coverage you wish to enjoy based on your needs as a driver/owner, or the type of vehicle you own (new or used). These programs are applicable to:
Insurance plans like these protect home exteriors and interiors, including the entire property and family members. This includes coverage for loss or damage to the home, personal liability, or injury as outlined in the policy.
Avoid difficulties arising from not being insured, underinsured, or not having the right type of program for your property. With different types of homeowners’ insurance plans, you can select the appropriate one that offers more protection and limits of liabilities available. There are policies that apply to owners, lenders, renters, and landlords.
Secure property and all your other assets and make sure that your loved ones enjoy the same quality of life even after you have passed on. Life plans may cover final expenses or protect/transfer assets to living heirs. This can also be used as legacy gifts, donated to charities, or provided as additional income in the event of illness, disability, or death.
Negate potential challenges that may get in the way of business success and longevity, such as claims from other people and/or lawsuits from rival companies. This type of insurance offers protection from bodily injury, medical costs, and property damage in the event of a loss.
If a customer meets an accident on your property and decides to pursue damages, or you have an unsatisfied customer of your products and services, business liability insurance plans drastically reduce the risks involved. Having one is ideal if you own a startup, small business, or large corporation.
Medicare Supplement/Advantage Plans help pay some of the costs that regular Medicare plans do not cover. These plans help pay for co-payments, co-insurance, deductibles, prescription, and hospital expenses and more. If you are Medicare-eligible in need of additional coverage, a Medicare Supplement/Advantage Plan may be the solution for you.
This is an investment option that offers income for a certain period of time or for the duration of an insured life. The income can be used to pay for living expenses in addition to other concurrent income.
Great for retirement purposes and nest egg protection, annuities can also be used for big purchases like a mortgage, college planning, or additional asset acquisitions. Annuities can start paying the insured right away (immediate annuity) or in the future (deferred annuity). With extra income from annuities, you can explore more investment opportunities.